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Home About Directors
  • President - Aaron Moses

    Mr. Aaron Moses - CCCU Director A Credit Union member since 1980, Mr Moses is the current President of the Grenada Cooperative League Ltd and a past President of the Grenada Public Service Cooperative Credit Union. His is also the current acting Chairman of the ECCCL and a director of the CCCU.

    During the past thirty years, Mr Moses has held senior management positions in both the public and private sectors and served as the president of the Grenada Chamber of Industry of Commerce and deputy president of the Senate in Grenada.

    A graduate of UWI and the University of Missouri, he holds an MSc in Telecommunications Regulation and an MBA.

    St. George’s Grenada
    Tel: 1 (473) 457-2573
    Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

  • Vice President - Hally O. D. Haynes

    Hally Haynes, Director Mr. Hally Haynes is widely known for his people oriented focus to personal and professional development at all levels of society. He has over twenty-nine (29) years experience in law enforcement, youth work and management.

    Paying attention to the social and economic issues that confront the nation, Mr. Hally Haynes is an active member of the Credit Union Movement and has over twenty-five (25) years experience as a Director of the Barbados Police Co-operative Credit Union Limited. He served at the National Level for some ten (10) years and is a founding Director of Co-operators General Insurance Company. Mr. Haynes is currently the Treasurer of the Barbados Police Co-operative Credit Union Limited and is the President of the Barbados Co-operative and Credit Union League Limited. He is now serving in his second year as President having been re-elected to the Board of Directors of the Barbados Co-operative and Credit Union League Limited in October 2011.

    He has represented the Barbados Police Co-operative Credit Union Limited and the Barbados Co-operative and Credit Union League Limited at several local, regional and international credit union meetings.

    He has also written several articles on the credit union movement in Barbados and he is firmly of the view that the credit union movement is a critical enabler to the economic enfranchisement of ordinary Barbadians.

    He is a former member of the Royal Barbados Police Force having served this noble institution from July 1982 until 1995 when he was seconded to head the Youth Development Programme, of the then Ministry of Education, Youth and Culture. His last appointment in the Royal Barbados Police Force was that of Court Prosecutor which he held from 1988 until 1995.

    In 1996 he was appointed Director of the Barbados Youth Service which is a multi-disciplinary programme that provides a dynamic learning environment aimed at encouraging positive change within the youth of Barbados. Mr. Haynes has been credited in facilitating institutional reform within this programme during the period 1996-2007.

    In 2004 Mr. Haynes established a management consultancy company namely Total Management Solutions and Real Estate Development Inc and has provided management consultancy services to a number of small and medium size businesses in the area of business, financial planning and development. He is the management consultant and project manager for the Barbados Union of Teachers 44M residential and commercial project at Hothersal Turning, St. Michael. He is also the Project Manager for the Barbados Football Association new Headquarters and international artificial turf playing field.

    Mr. Haynes holds professional and academic qualifications in the area of law enforcement, management and youth work. He holds a Masters degree in Business Administration and a Diploma in Human Resource Management from the University of the West Indies. He also holds a Diploma in Youth and Development Studies. He is a graduate of the University of West Indies Social Policy, Formation and Management Course. He is currently pursuing the Doctorate in Business Administration at the University of the West Indies, Cave Hill Campus.

    Lot 120, Warrens Park
    St. Michael, BARBADOS
    Tel: 1-264-430-2805
    Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

  • Secretary - Joseph Remy

    Mr. Joseph Remy - CCCU Secretary

    Born in South Trinidad in 1957, Joseph Remy got involved in the Credit Union Movement from the inception of his employment in the then Telephone Company of Trinidad and Tobago, TELCO in 1977 when he enlisted as a member of the Telephone Workers’ Credit Union Cooperative Society Limited, TWCU, which was based in Port-of-Spain, Trinidad and Tobago. In 1996, he joined the Consolidated Telephones Credit Union Cooperative Society Limited which was based in San Fernando, Trinidad and Tobago. It was there that he got involved in the administration of Credit Unions. He was elected to serve on the Board of Directors in 1998 and in 2000 was elected Vice-President of the Credit Union, he then went on to serve as President for six (6) years and then as Treasurer/Manager for two (2) years. Joseph also served on the South East Regional Chapter (SERC) Board of the Cooperative Credit Union League of Trinidad and Tobago (CCULTT) in the capacity as Vice-President and President. Joseph currently serves as a member of the Board of Directors of the SERC.

    In 2006, Joseph was elected as a Board Member of the Cooperative Credit Union League of Trinidad and Tobago (CCULTT) and was elected as the Secretary to the League Board in 2011. In 2013 Joseph was elected to serve as President of the Cooperative Credit Union League of Trinidad and Tobago.

    Joseph is the holder of a National Certificate in Telecommunications Technology and a City and Guilds Certification in Telephony; he also obtained the Professional Certification in Human Resources (PHR) from the Society of Human Resource Management (SHRM) of America in 2006 for the period 2006-2008, and is the holder of a Certificate in Human Resource Management from the University of the West Indies. Joseph is employed at the Telecommunication Services of Trinidad and Tobago in the substantive position of Human Resource Analyst in the Compensation Administration Department.

    Joseph Remy is also a leading Trade Unionist in Trinidad and Tobago and is now serving as the President of the Communication Workers’ Union, CWU, and the President of the Federation of Independent Trade Unions and Non Governmental Organisations, FITUN, the umbrella Federation for some leading Trade Unions in Trinidad and Tobago.

    Joseph Remy is also the Chairman of the Board of Governors of the Cipriani College of Labour and Cooperative Studies, the only Tertiary Institution in the region that provides quality educational developmental opportunities for members of both the Labour and Cooperative Movements. He assumed this position in December 2010.

    A true nationalist and regionalist, Joseph Remy has committed himself to the struggle for the economic independence of ordinary people and for equity and social justice in Trinidad and Tobago and the wider Caribbean Region.


  • Treasurer - U. Clement Usher

    Mr. U Clement Usher - CCCU Director


    • born February 20TH, 1956 to credit union pioneers, Jane & Henry Usher, the former at Age 94, affectionately known as ‘Miss Jane’, still the General Manager of the largest credit union in Belize with total assets of U.S.$200 million dollars
    • became a credit union member from birth as all other nine (9) siblings did
    • joined the staff of Holy Redeemer Credit Union (HRCU) Ltd. in May 1977 immediately after graduating from the University of Louisiana in the U.S.A. with a degree in Economics & Accounting
    • currently the Financial Controller of HRCU with some 34 years of service in the Credit Union Movement
    • became director of Belize Credit Union League after HRCU rejoined the League in 2007. Served as the League’s Treasurer from 2007 until June 2011 when elected president of the League.
    • represented HRCU as official delegate to CCCU, WOCCU and CUNA Discovery conferences and conventions
    • received CUDE designation in March 2011 at Carib DE4 in Castries, St. Lucia
    • enjoy very much playing and watching sports, volleyball in particular. Served as the president of the Belize National Volleyball Federation for ten (10) years attending regional, continental and world meetings, conferences and congresses throughout the Americas, the Caribbean, Europe and Asia
    • during tenure as volleyball president represented the Belize Olympic Committee as Chief of Mission to the XV Commonwealth Games in Victoria, B.C. and the XIII Pan American Games in Winnipeg, Manitoba, Canada.
    • coming from a family that believes in and lives the life of service to people, it is heartwarming to think that this new endeavor as a director of CCCU will allow me to continue to fulfill our family tradition of service to people, only now at the regional level as well.


    5 1/2 Mls Nothern Highway
    Ladyville, Belize District,
    Tel: 011-501-233-1725/ 1-501-225-2495
    Fax: 011-501-223-0738
    Cell: 011-501-624-4178
    Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

  • Director - Derrick Tulloch

    Derick TullochChairman of the Board of Directors of the Credit Union Fund Management Company Limited and is also the President of the Jamaica Cooperative Credit Union Group. He also serves as Chairman of the Stabilization Committee of the Movement and also serves as a Director of Jamaica Cooperative Insurance Agency (JCIA).

    Mr. Tulloch is a Director and Chairman of the Finance and Audit Committee of the JPS & Partners Cooperative Credit Union and previously served as Treasurer and later as President. He serves as a Trustee for the Jamaica Public Service Defined Benefit Plan and is also a Trustee on the Jamaica Cooperative Credit Union Pension Fund.

    He is a Justice of the Peace for the parish of Kingston. He holds a Master of Business Administration from Barry University in Florida, and is an Associate of the Institute of Financial Accountants. He has completed professional courses with several institutions including University of California Berkeley and the Chartered Institute of Bankers. He served as a Director on the Board of Governors the Clan Carty High School.

    He is a Lecturer at the College of Insurance and Professional Studies. His experience includes Finance, Accounting and Treasury Management and previously served as Treasurer and Acting Chief Financial Officer at the Jamaica Public Service Company Limited.

    Philosophy – Committed to the financial transformation of the Credit Union Movement in Jamaica.

  • Director - Sonia Hamilton

    Sonia Hamilton - CCCU Director

    Sonia Hamilton has extensive background in the Hospitality Industry and the Credit Union Movement.

    She has served in numerous managerial positions in Hotels in the Bahamas, having attained top positions such as Financial Controller of Lucayan Bay & Lucayan Harbour Inn in Freeport and later of Emerald Beach Hotel in Nassau, General Manager of Carnival Crystal Palace Resort & Casino as well as Vice President of Human Resources at the same resort.

    Sonia has developed a passion for the Financial Cooperatives (Credit Unions). She worked as Managing Director at a local Credit Union for several years. She has served as Supervisory Committee Chairman, Secretary of the Board and presently as Chairman of the Board for National Workers Cooperative Credit Union Ltd. Being the first female Chairman of the Board has its’ challenges which she has embraced as opportunities. She presently serves as President of the Bahamas Cooperative League Ltd. She has served on various committees at Caribbean Confederation of Credit Unions and was elected during June 2015 as a Director to that Board.

    She obtained an Associate degree in Business Administration from College of Bahamas. She also pursued studies at College of St. Benedict and University of Miami.

    Sonia has “broken the glass ceiling” several times: 1st Female secretary to Board of Hotel Employers Association; Founding President of Bahamas’ International Association of Hospitality Accountants; 1st Bahamian female to attain designation of Certified Hospitality Administrator from American Hotel & Motel University in Michigan; Leadership Award from Credit Unions in Bahamas. She was also awarded “Business Woman of the year 1985. During January 2015 she was awarded the top hospitality recognition in the Bahamas, the Cacique Award for Human Resources Development.

    She is deeply involved in community work and serves as Chairman of the Fundraising Committee of the Maritime Museum, a member of the Development Council for the Benedictine Nuns in the Bahamas, and President of the Sea Breeze Neighborhood Watch

    She conducts training sessions for corporate clients. Her hobbies include dramatic art, travel and writing. She has also written several skits and short stories.

    She attends St. Francis Xavier Cathedral as well as St. Cecelia’s Roman Catholic Church.

    She is the mother of three daughters, Sydnell, Sonja and Serena and one son, Sean (deceased). She values family and friends and goes to great lengths to make them comfortable.

    Her motto is “Doing unto others as you would want them to do to you, however, do it first”

  • Director - Andre Goindoo


    Mr. Andre Goindoo is the Managing Director and CEO of CUNA Caribbean Insurance Society Limited; its wholly owned subsidiary in the Caribbean. CUNA Mutual Group is the principal provider of group insurance and other financial services to the credit unions and affinity group in North America, Europe and the Caribbean.

    Mr. Goindoo served as the Chief Financial Officer for the Group's Latin American and Caribbean Operation from 2006 to 2010 and was also responsible for developing the regional compliance function at that time. He has spent the last year as the General Manager of the Caribbean operations leading a strong and highly competent team. In his new role, he will continue to lead the group's operations throughout the Caribbean region spanning, Antigua & Barbuda, Bahamas, Barbados, Belize, Bermuda, Cayman Islands, Curacao, Dominica, Guyana, Grenada, Jamaica, Montserrat, St. Kitts & Nevis, St. Lucia, St. Vincent & The Grenadines and Trinidad and Tobago via regional offices in Trinidad and Jamaica.

    The CUNA Mutual Group congratulates Mr. Goindoo on his new appointment.

  • Director - Lennox A. Bowman

    Mr. Lennox BowmanLennox Bowman is a chartered banker who holds professional qualifications in “Banking and Finance” and “Accounting”. He has considerable experience in many areas of finance including offshore, development, merchant, commercial and retail banking. He also has experience in the Insurance Industry and has spent the last 20 years working in the Credit Union Movement.

    He worked as a Banker with Barclays Plc and SVG National Commercial bank from 1979 to 1994, after which he joined GECCU Ltd subsequent to his studies in England.

    On January 1st, 1999, he assumed the position of CEO of the General Employee’ Co-operative Credit Union Ltd (GECCU), the largest Credit Union in St. Vincent and the Grenadines, a position which he currently holds. During his leadership he has led a significant period of growth and development for GECCU Ltd.

    From a single branch in 1999, GECCU now has 4 branches with a further 2 branches currently at design phase.

    GECCU also recently amalgamated with three (3) smaller Credit Unions in St. Vincent and the Grenadines- the first Credit Union amalgamation in St. Vincent and the Grenadines.

    Mr. Bowman promotes an unrelenting focus on youth and proudly boasts of GECCU’s recently established Youth Committee which is strategic to making the Credit Union more relevant to young people.

    His belief in the use of Information Technology to deliver a better service and to attract youth is borne out by GECCU’s ATM services established many years ago and the recently established suite of On-line Services – LINK 24, which include, ATM, ON-LINE, MOBLIE Application and Website. POINT-OF-SALE service and International Debit Card are to be launched in August of 2014.

    He is also currently the Chairman of the Board of Directors of the National Insurance Services, a position he has held since 2001 and a current director of the Bank of St. Vincent and the Grenadines.

    At the age of 11, he started his passionate involvement in Community development. He has and continues to serve on many national organizations, most of which he has led. These include the Carnival Development Corporation; the National Nine Mornings Festival; the National Awards Committee; the National Development Foundation; the National Youth Council and the National Cultural Foundation to name a few.

    In 2007, he was recognized by a leading National Newspaper as St. Vincent and the Grenadines “MAN OF THE YEAR” for his contribution to national development.

    Mr. Bowman is very committed to the Credit Union Movement and its philosophy. He believes that the Credit Union Movement presents an opportunity for him to merge two of his great loves, financial management and people.

    Also well known as a “cultureman,” he is a prolific song writer, singer and music producer who has and continues to compose and produce music for many Vincentian artistes.

    A true Credit Unionist, Mr. Bowman has attended all but one CCCU Convention since 1999, and six (6) WOCCU International Conventions. He is a graduate of the Caribbean Development Educators Programme (CaribDE) and has also recently graduated as an International Credit Union Development Educator (ICUDE).

    Mr. Bowman is married to Andrea Bowman and has two children.

    Mr. Bowman believes that he is blessed to have a job where helping people is simply doing his work.


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